Personal debt relief is a term that is used to describe a range of services and programs that are designed to help individuals who are struggling with their debts. This can include services such as debt consolidation, credit counseling, and bankruptcy.
The goal of personal debt relief is to help individuals manage their debts more effectively and find a way out of financial difficulties. This can involve negotiating with creditors to reduce interest rates, monthly payments, or the total amount of debt that is owed or finding ways to increase income or reduce expenses in order to pay off debts more quickly.
Personal debt relief can be provided by a variety of organizations, including non-profit credit counseling agencies, debt settlement companies, and bankruptcy attorneys.
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