A debt consolidation loan is a type of personal loan that is used to pay off and combine multiple existing debts into one new loan. This can be a useful way to simplify your monthly payments and potentially save money on interest and other fees. A debt consolidation loan typically has a lower interest rate than the individual debts it is consolidating, so it can help you reduce your monthly payments and pay off your debts more quickly.
It is important to carefully consider the terms of a debt consolidation loan and make sure that it is a good fit for your financial situation before taking out this type of loan.
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