The IRS Fresh Start Program is a set of initiatives put in place by the Internal Revenue Service (IRS) to help taxpayers who are struggling to pay their taxes. The program was first introduced in 2011, and has since been expanded to include a number of different...
As of January 2023, the federal student loan program continues to be a major source of financial hardship for many Americans. Despite attempts to increase repayment flexibility and provide debt relief for borrowers, the total amount of student debt outstanding has...
If you see fraudulent transactions on your credit report, it is important to take immediate action to protect your credit and your finances. Here are some steps to take if you suspect that your credit report contains fraudulent information: Contact the credit bureau....
Yes, you are entitled to a free copy of your credit reports from each of the three major credit bureaus (Experian, TransUnion, and Equifax) once per year. You can request your free credit reports at www.annualcreditreport.com. It is important to check your credit...
A financial advisor is a professional who provides advice and guidance to individuals and businesses on a wide range of financial matters. Financial advisors can help you plan for your financial goals, such as saving for retirement, buying a home, or paying for your...
Taking out a personal loan can be a good idea to reduce credit card debt, but it is not the right choice for everyone. A personal loan can help you pay off your credit card debts more quickly by consolidating them into one loan with a lower interest rate. This can...
