Yes, you are entitled to a free copy of your credit reports from each of the three major credit bureaus (Experian, TransUnion, and Equifax) once per year. You can request your free credit reports at www.annualcreditreport.com.
It is important to check your credit reports regularly, as they contain important information about your credit history and can help you identify errors or potential signs of fraud. You can also get your credit score for free from some websites and credit card companies, but these scores may not be the same ones that lenders use when evaluating your creditworthiness.
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